Owner Financed Homes in Texas

No credit check required. Browse properties in Houston, Dallas, San Antonio, Austin and across Texas with low down payments and flexible terms.

24 properties available in Texas

4BR Subject To Home in Porter, TX
Subject ToNo Credit Check
💰 3% Interest RateBelow National Avg
$375,000$2,203/mo

4BR Subject To Home in Porter, TX

Porter, TX
4 BD2.5 BA1,840 sqft
$45,000 down · $2,203/mo · 3% rateView Details →
3BR Subject To Home in San Antonio, TX
Subject ToNo Credit Check
💰 4.88% Interest RateBelow National Avg
$303,000Contact for Details

3BR Subject To Home in San Antonio, TX

San Antonio, TX
3 BD2 BA1,595 sqft
$30,000 down · 4.88% rateView Details →
5BR Owner Financed Home in Austin, TX
Owner FinancedNo Credit Check
💰 5% Interest RateBelow National Avg
$574,900Contact for Details

5BR Owner Financed Home in Austin, TX

Austin, TX
5 BD2.5 BA2,001 sqft
$57,500 down · 5% rateView Details →
3BR Subject To Home in Arcola, TX
Subject ToNo Credit Check
$427,500Contact for Details

3BR Subject To Home in Arcola, TX

Arcola, TX
3 BD2 BA1,670 sqft
$42,000 downView Details →
3BR Subject To Home in San Antonio, TX
Subject ToNo Credit Check
$392,000$2,066/mo

3BR Subject To Home in San Antonio, TX

San Antonio, TX
3 BD2 BA2,078 sqft
$30,000 down · $2,066/moView Details →
3BR Subject To Home in Crowley, TX
Subject ToNo Credit Check
$407,500$2,453/mo

3BR Subject To Home in Crowley, TX

Crowley, TX
3 BD2 BA1,477 sqft
$30,000 down · $2,453/moView Details →
3BR Subject To Home in Hutto, TX
Subject ToNo Credit Check
$374,500$2,512/mo

3BR Subject To Home in Hutto, TX

Hutto, TX
3 BD2 BA1,232 sqft
$23,500 down · $2,512/moView Details →
3BR Subject To Home in San Antonio, TX
Subject ToNo Credit Check
💰 5.5% Interest RateBelow National Avg
$354,500$1,718/mo

3BR Subject To Home in San Antonio, TX

San Antonio, TX
3 BD2 BA1,266 sqft
$32,000 down · $1,718/mo · 5.5% rateView Details →
4BR Subject To Home in Point, TX
Subject ToNo Credit Check
$446,000$3,074/mo

4BR Subject To Home in Point, TX

Point, TX
4 BD2 BA2,375 sqft
$35,000 down · $3,074/moView Details →
3BR Subject To Home in San Antonio, TX
Subject ToNo Credit Check
$476,000$2,772/mo

3BR Subject To Home in San Antonio, TX

San Antonio, TX
3 BD2 BA1,753 sqft
$53,000 down · $2,772/moView Details →
4BR Owner Financed Home in Dallas, TX
Owner FinancedNo Credit Check
$475,000$1,778/mo

4BR Owner Financed Home in Dallas, TX

Dallas, TX
4 BD2 BA2,601 sqft
Contact for DetailsView Details →
5BR Subject To Home in Humble, TX
Subject ToNo Credit Check
$360,000$2,100/mo

5BR Subject To Home in Humble, TX

Humble, TX
5 BD2.5 BA2,788 sqft
$40,000 down · $2,100/moView Details →
4BR Lease Option Home in San Antonio, TX
Lease OptionNo Credit Check
$315,000$1,669/mo

4BR Lease Option Home in San Antonio, TX

San Antonio, TX
4 BD2 BA2,263 sqft
Contact for DetailsView Details →
3BR Lease Option Home in La Porte, TX
Lease OptionNo Credit Check
$325,000$1,773/mo

3BR Lease Option Home in La Porte, TX

La Porte, TX
3 BD1.5 BA1,210 sqft
Contact for DetailsView Details →
3BR Owner Financed Home in San Antonio, TX
Owner FinancedNo Credit Check
$425,000$2,000/mo

3BR Owner Financed Home in San Antonio, TX

San Antonio, TX
3 BD2.5 BA0 sqft
$35,000 down · $2,000/moView Details →
3BR Subject To Home in Batesville, TX
Subject ToNo Credit Check
$275,317$1,158/mo

3BR Subject To Home in Batesville, TX

Batesville, TX
3 BD2 BA0 sqft
$26,083 down · $1,158/moView Details →
3BR Subject To Home in Dallas, TX
Subject ToNo Credit Check
$239,853Contact for Details

3BR Subject To Home in Dallas, TX

Dallas, TX
3 BD2 BA0 sqft
$35,000 downView Details →
3BR Subject To Home in San Antonio, TX
Subject ToNo Credit Check
$429,785$2,404/mo

3BR Subject To Home in San Antonio, TX

San Antonio, TX
3 BD1 BA0 sqft
$50,000 down · $2,404/moView Details →
3BR Subject To Home in Belton, TX
Subject ToNo Credit Check
$401,134$2,309/mo

3BR Subject To Home in Belton, TX

Belton, TX
3 BD3 BA0 sqft
$42,000 down · $2,309/moView Details →
4BR Subject To Home in Killeen, TX
Subject ToNo Credit Check
$415,500$2,400/mo

4BR Subject To Home in Killeen, TX

Killeen, TX
4 BD3 BA2,111 sqft
$20,000 down · $2,400/moView Details →
3BR Subject To Home in San Antonio, TX
Subject ToNo Credit Check
$405,801$2,510/mo

3BR Subject To Home in San Antonio, TX

San Antonio, TX
3 BD2 BA0 sqft
$35,000 down · $2,510/moView Details →
3BR Subject To Home in Belton, TX
Subject ToNo Credit Check
$411,185$2,308/mo

3BR Subject To Home in Belton, TX

Belton, TX
3 BD2.5 BA0 sqft
$42,000 down · $2,308/moView Details →
4BR Subject To Home in Killeen, TX
Subject ToNo Credit Check
$320,857$1,640/mo

4BR Subject To Home in Killeen, TX

Killeen, TX
4 BD2 BA0 sqft
$40,000 down · $1,640/moView Details →
3BR Owner Financed Home in San Antonio, TX
Owner FinancedNo Credit Check
$280,000$774/mo

3BR Owner Financed Home in San Antonio, TX

San Antonio, TX
3 BD1 BA0 sqft
$28,000 down · $774/moView Details →

Buying a Home in Texas with Owner Financing

If you're looking to buy a home in Texas but have been turned down by banks due to bad credit or no credit history, owner financing could be your path to homeownership. Our Texas properties are available with no credit check and down payments starting as low as $10,000.

Owner financed homes in Texas work just like a traditional home purchase — you get the deed and own the property — but instead of a bank mortgage, you make payments directly to the seller. This means no bank approval, no credit check, and a much simpler closing process.

Whether you're in Houston, Dallas, San Antonio, Austin, or anywhere else in Texas, we have properties available or coming soon. Fill out our pre-qualification form to get started — it takes less than 5 minutes and there's no obligation.