Owner Financed Homes in Texas

No credit check required. Browse properties in Houston, Dallas, San Antonio, Austin and across Texas with low down payments and flexible terms.

11 properties available in Texas

3BR Subject To Home in San Antonio, TX
Subject ToNo Credit Check
$231,000$3,439/mo

3BR Subject To Home in San Antonio, TX

San Antonio, TX
3 BD2 BA2 sqft
$26,000 down · $3,439/moView Details →
4BR Subject To Home in Bastrop, TX
Subject ToNo Credit Check
$506,000$3,439/mo

4BR Subject To Home in Bastrop, TX

Bastrop, TX
4 BD2 BA2 sqft
$50,000 down · $3,439/moView Details →
8BR Subject To Home in Belton, TX
Subject ToNo Credit Check
$432,066$1,924/mo

8BR Subject To Home in Belton, TX

Belton, TX
8 BD2 BA2 sqft
$45,000 down · $1,924/moView Details →
4BR Owner Financed Home in Waco, TX
Owner FinancedNo Credit Check
$510,000$1,980/mo

4BR Owner Financed Home in Waco, TX

Waco, TX
4 BD3 BA3 sqft
$51,000 down · $1,980/moView Details →
9BR Subject To Home in Desoto, TX
Subject ToNo Credit Check
$360,000$2,200/mo

9BR Subject To Home in Desoto, TX

Desoto, TX
9 BD2 BA2 sqft
$35,000 down · $2,200/moView Details →
3BR Subject To Home in Houston, TX
Subject ToNo Credit Check
$450,000$3,439/mo

3BR Subject To Home in Houston, TX

Houston, TX
3 BD2.5 BA5 sqft
$70,000 down · $3,439/moView Details →
4BR Owner Financed Home in Waco, TX
Owner FinancedNo Credit Check
$345,000$1,183/mo

4BR Owner Financed Home in Waco, TX

Waco, TX
4 BD2 BA2 sqft
$34,500 down · $1,183/moView Details →
4BR Subject To Home in Santa Fe, TX
Subject ToNo Credit Check
$512,698$3,480/mo

4BR Subject To Home in Santa Fe, TX

Santa Fe, TX
4 BD3 BA3 sqft
$40,000 down · $3,480/moView Details →
4BR Subject To Home in Heath, TX
Subject ToNo Credit Check
$499,000$3,302/mo

4BR Subject To Home in Heath, TX

Heath, TX
4 BD3 BA3 sqft
Contact for DetailsView Details →
4BR Owner Financed Home in Houston, TX
Owner FinancedNo Credit Check
$445,000$1,821/mo

4BR Owner Financed Home in Houston, TX

Houston, TX
4 BD2 BA2 sqft
$51,400 down · $1,821/moView Details →
5BR Subject To Home in Austin, TX
Subject ToNo Credit Check
$725,000$3,439/mo

5BR Subject To Home in Austin, TX

Austin, TX
5 BD1 BA3 sqft
$103,000 down · $3,439/moView Details →

Buying a Home in Texas with Owner Financing

If you're looking to buy a home in Texas but have been turned down by banks due to bad credit or no credit history, owner financing could be your path to homeownership. Our Texas properties are available with no credit check and down payments starting as low as $10,000.

Owner financed homes in Texas work just like a traditional home purchase — you get the deed and own the property — but instead of a bank mortgage, you make payments directly to the seller. This means no bank approval, no credit check, and a much simpler closing process.

Whether you're in Houston, Dallas, San Antonio, Austin, or anywhere else in Texas, we have properties available or coming soon. Fill out our pre-qualification form to get started — it takes less than 5 minutes and there's no obligation.