Owner Financed Homes in Florida

No credit check required. Browse properties in Jacksonville, Miami, Tampa, Orlando and across Florida with low down payments and flexible terms.

14 properties available in Florida

3BR Subject To Home in Jacksonville, FL
Subject ToNo Credit Check
$385,000Contact for Details

3BR Subject To Home in Jacksonville, FL

Jacksonville, FL
3 BD2 BA1,737 sqft
$40,000 downView Details →
4BR Owner Financed Home in Zephyrhills, FL
Owner FinancedNo Credit Check
$465,000Contact for Details

4BR Owner Financed Home in Zephyrhills, FL

Zephyrhills, FL
4 BD2 BA1,405 sqft
$20,000 down · 6.5% rateView Details →
4BR Lease Option Home in City, FL
Lease OptionNo Credit Check
$468,000$3,100/mo

4BR Lease Option Home in City, FL

City, FL
4 BD2.5 BA2,480 sqft
Contact for DetailsView Details →
3BR Subject To Home in Lakes, FL
Subject ToNo Credit Check
$507,000Contact for Details

3BR Subject To Home in Lakes, FL

Lakes, FL
3 BD2 BA2,596 sqft
$45,000 downView Details →
4BR Owner Financed Home in Gainesville, FL
Owner FinancedNo Credit Check
💰 5% Interest RateBelow National Avg
$405,000Contact for Details

4BR Owner Financed Home in Gainesville, FL

Gainesville, FL
4 BD2 BA1,548 sqft
$54,000 down · 5% rateView Details →
4BR Owner Financed Home in Charlotte, FL
Owner FinancedNo Credit Check
$339,000$1,504/mo

4BR Owner Financed Home in Charlotte, FL

Charlotte, FL
4 BD2 BA0 sqft
$33,900 down · $1,504/moView Details →
3BR Lease Option Home in Fort Myers, FL
Lease OptionNo Credit Check
$484,375$3,215/mo

3BR Lease Option Home in Fort Myers, FL

Fort Myers, FL
3 BD3 BA2,400 sqft
Contact for DetailsView Details →
3BR Subject To Home in Augustine, FL
Subject ToNo Credit Check
$459,000$2,160/mo

3BR Subject To Home in Augustine, FL

Augustine, FL
3 BD2 BA1,722 sqft
$41,000 down · $2,160/moView Details →
4BR Subject To Home in Kissimmee, FL
Subject ToNo Credit Check
$342,211Contact for Details

4BR Subject To Home in Kissimmee, FL

Kissimmee, FL
4 BD2 BA1,637 sqft
$37,900 downView Details →
4BR Owner Financed Home in Destin, FL
Owner FinancedNo Credit Check
$900,000Contact for Details

4BR Owner Financed Home in Destin, FL

Destin, FL
4 BD4 BA0 sqft
Contact for DetailsView Details →
3BR Subject To Home in Haven, FL
Subject ToNo Credit Check
$399,000$2,307/mo

3BR Subject To Home in Haven, FL

Haven, FL
3 BD2 BA0 sqft
$20,000 down · $2,307/moView Details →
3BR Subject To Home in Haven, FL
Subject ToNo Credit Check
$347,160$2,050/mo

3BR Subject To Home in Haven, FL

Haven, FL
3 BD2 BA0 sqft
$35,000 down · $2,050/moView Details →
2BR Subject To Home in Haven, FL
Subject ToNo Credit Check
$278,000$698/mo

2BR Subject To Home in Haven, FL

Haven, FL
2 BD1 BA0 sqft
$35,000 down · $698/moView Details →
4BR Lease Option Home in Coral, FL
Lease OptionNo Credit Check
$499,750$3,150/mo

4BR Lease Option Home in Coral, FL

Coral, FL
4 BD3 BA2,600 sqft
Contact for DetailsView Details →

Buying a Home in Florida with Owner Financing

If you're looking to buy a home in Florida but have been turned down by banks due to bad credit or no credit history, owner financing could be your path to homeownership. Our Florida properties are available with no credit check and down payments starting as low as $10,000.

Owner financed homes in Florida work just like a traditional home purchase — you get the deed and own the property — but instead of a bank mortgage, you make payments directly to the seller. This means no bank approval, no credit check, and a much simpler closing process.

Whether you're in Jacksonville, Miami, Tampa, Orlando, or anywhere else in Florida, we have properties available or coming soon. Fill out our pre-qualification form to get started — it takes less than 5 minutes and there's no obligation.