Owner Financed Homes in Arizona

No credit check required. Browse properties in Phoenix, Tucson, Mesa and across Arizona with low down payments and flexible terms.

14 properties available in Arizona

3BR Subject To Home in Phoenix, AZ

Subject ToNo Credit Check

💰 4.5% Interest RateBelow National Avg

$513,000$2,316/mo

3BR Subject To Home in Phoenix, AZ

3 BD2 BA1,389 sqft

$42,000 down · $2,316/mo · 4.5% rateView Details →

3BR Subject To Home in Phoenix, AZ

Subject ToNo Credit Check

$488,000$2,572/mo

3BR Subject To Home in Phoenix, AZ

3 BD2 BA1,064 sqft

$48,000 down · $2,572/moView Details →

3BR Subject To Home in Glendale, AZ

Subject ToNo Credit Check

$516,000$2,025/mo

3BR Subject To Home in Glendale, AZ

3 BD2 BA1,820 sqft

$110,500 down · $2,025/moView Details →

4BR Subject To Home in Valley, AZ

Subject ToNo Credit Check

$479,000$2,304/mo

4BR Subject To Home in Valley, AZ

4 BD2 BA1,587 sqft

$51,500 down · $2,304/moView Details →

3BR Subject To Home in Surprise, AZ

Subject ToNo Credit Check

$464,000$2,715/mo

3BR Subject To Home in Surprise, AZ

3 BD2 BA1,062 sqft

$40,000 down · $2,715/mo · 7.75% rateView Details →

4BR Subject To Home in Scottsdale, AZ

Subject ToNo Credit Check

💰 5% Interest RateBelow National Avg

$833,000$3,778/mo

4BR Subject To Home in Scottsdale, AZ

4 BD2 BA1,316 sqft

$72,000 down · $3,778/mo · 5% rateView Details →

3BR Subject To Home in Buckeye, AZ

Subject ToNo Credit Check

$445,474$2,274/mo

3BR Subject To Home in Buckeye, AZ

3 BD2 BA1,612 sqft

$35,000 down · $2,274/moView Details →

Subject ToNo Credit Check

$707,362Contact for Details

4BR Subject To Home in Surprise, AZ

4 BD3 BA2,751 sqft

$34,900 downView Details →

4BR Subject To Home in Tonopah, AZ

Subject ToNo Credit Check

$567,000$3,350/mo

4BR Subject To Home in Tonopah, AZ

4 BD3 BA1,960 sqft

$40,000 down · $3,350/moView Details →

4BR Owner Financed Home in Chandler, AZ

Owner FinancedNo Credit Check

$569,900$3,194/mo

4BR Owner Financed Home in Chandler, AZ

4 BD2 BA1,762 sqft

$42,000 down · $3,194/moView Details →

3BR Subject To Home

Subject ToNo Credit Check

$412,986$1,974/mo

3BR Subject To Home

Contact for details, AZ

$52,000 down · $1,974/moView Details →

5BR Subject To Home in Tucson, AZ

Subject ToNo Credit Check

$568,492Contact for Details

5BR Subject To Home in Tucson, AZ

5 BD4 BA2,749 sqft

$34,900 downView Details →

4BR Subject To Home in Avondale, AZ

Subject ToNo Credit Check

$545,000$3,137/mo

4BR Subject To Home in Avondale, AZ

$59,000 down · $3,137/moView Details →

3BR Subject To Home in Phoenix, AZ

Subject ToNo Credit Check

$494,000$2,696/mo

3BR Subject To Home in Phoenix, AZ

$64,000 down · $2,696/moView Details →

Browse by City in Arizona

Owner Financed Homes

Owner Financed Homes

Owner Financed Homes

Buying a Home in Arizona with Owner Financing

If you're looking to buy a home in Arizona but have been turned down by banks due to bad credit or no credit history, owner financing could be your path to homeownership. Our Arizona properties are available with no credit check and down payments starting as low as $10,000.

Owner financed homes in Arizona work just like a traditional home purchase — you get the deed and own the property — but instead of a bank mortgage, you make payments directly to the seller. This means no bank approval, no credit check, and a much simpler closing process.

Whether you're in Phoenix, Tucson, Mesa, or anywhere else in Arizona, we have properties available or coming soon. Fill out our pre-qualification form to get started — it takes less than 5 minutes and there's no obligation.